Financial education · Built in France
Personalised learning paths, live market analysis from a practising analyst, and tools that turn what you learn into a decision, from EUR 9 a month
The gap we exist to close
The PEA, the PER, assurance-vie and SCPI are open to everyone in the largest retail investment market in continental Europe, yet the knowledge to use any of it is not distributed evenly
of French people hold no investment beyond a Livret A that historically yields below inflation
French citizens hold crypto assets, most of them without a framework for judging risk
lost every year to fraudulent schemes in the digital asset segment alone
people in a registered situation of over-indebtedness, with new filings rising again
Personalised advice exists, but it is built for clients with EUR 50,000 or more, or priced at EUR 150 to EUR 300 an hour, so the people with the most to lose from a bad financial decision are the least able to afford help in making a good one
Four modules, one product
Most platforms hand the same catalogue to a 22-year-old student and a 55-year-old entrepreneur, FinLit reads the profile first and builds from there
Sequential video lessons of ten to twenty minutes, each with a written summary, a short exercise and a quiz whose result feeds straight back into your path
Ten questions at sign-up give the engine your age, income, assets, horizon and goals, and from there it selects the courses that matter, sets the depth, and revises the order as you learn and as markets move
A twenty to thirty minute macro briefing every week, alerts on key levels, breakdowns of specific assets, and a running list of the fraud schemes currently working in France
Every tool runs inside the platform and none of them connects to your bank account
How it starts
No credit card, no sales call, no assessment you have to book, three courses and the tools are open before you are ever asked to pay
An onboarding that turns financial anxiety into structured, actionable learning
Inside the platform
Browser first, on desktop and mobile web, with the interface in French from day one
Parcours: préparer la retraite · 42 ans · horizon 20 ans
Investir en France · Leçon 2 sur 6
Aucune connexion à votre compte bancaire n'est demandée
Try the personalisation
The real engine reads ten answers and your behaviour on the platform, this is the same logic in miniature
Change any answer and the sequence is rebuilt, the same way it is rebuilt when your situation changes on the platform
Portfolio simulator
Retail investors lose money mainly through panic selling and having no exit plan, so every projection on FinLit shows the stress case beside the good one
You will have paid in 0 over that period
Illustration built on historical return distributions, not a forecast and not investment advice
Where the alternatives stop
None of them puts personalised learning, live market analysis and working tools into one French-language product, and that gap is the whole position of FinLit
| Option | What it gives you | Where it stops | Cost |
|---|---|---|---|
| FinLit | A path built from your profile, weekly market analysis, and calculators that end in a decision | Education only, we never manage money or tell you what to buy | From EUR 9 a month |
| Bank adviser | A personalised conversation about products the bank sells | Oriented toward clients holding EUR 50,000 or more | Bundled, and rarely neutral |
| Independent adviser | Genuine tailored guidance from a professional | Regular sessions are out of reach for most households | EUR 150 to 300 an hour |
| YouTube and social media | Volume, immediacy and a low barrier to entry | Unverified quality, no sequence, frequent conflicts of interest | Free, and sometimes expensive |
| Public awareness programmes | Reliable general information on financial basics | Broad by design, never adapted to one person's situation | Free |
| Robo-advisers | Your money allocated and rebalanced for you | You end up with a portfolio, not with competence | A share of assets each year |
Plans
The free tier is meant to be used, not to expire, because a person deciding whether this is worth EUR 9 should answer from experience rather than on trust
FinLit is an educational platform, we do not give personalised investment advice and we do not manage client money
For organisations
Each employee gets a personal account and an individual learning path, and you get participation you can actually report on
Tell us the size of the team and we will come back with a scope and a price
Or write directly to contact@finlit-money.com
What we hold ourselves to
A value that never prevents anything is not a value, so each of these rules out something we could otherwise do
We teach people to decide for themselves, we do not give personalised investment advice and we do not manage anyone's money
Where a referral fee exists we say so at the moment you could be influenced by it, and we present only authorised providers
Price is a design constraint, if a decision improves margin by putting the product out of reach of the people we exist to serve, we do not take it
We measure what you can do, not what you have watched, so every course ends in something you can act on the next day
Every simulator shows the stress case, because a product that displays only favourable projections teaches the behaviour that causes losses
We collect a learning profile and nothing more, we never connect to your bank accounts and our servers sit in the European Union
About us
Content, technology and operations, held by the people accountable for each of them
Practising markets analyst with nine years in the field and a public, verifiable record of calls. He owns the content strategy, writes and presents the Academy curriculum, delivers the weekly live briefing and represents FinLit publicly
Serial technology founder with an Executive MBA and a background in MedTech and FinTech. He owns the platform architecture, the AI personalisation engine and the data protection design that keeps the learning profile separate from anyone's finances
Finance and operations executive who builds structures from the ground up. She runs budgeting, reporting and tax planning, sets up hiring and internal process in France, and leads the corporate partnerships side of the business
Be there on day one
Leave an email and you will get the launch date, early access to the platform, and the weekly market briefing in the meantime
One email at launch and one briefing a week, nothing else
A first version is up and running internally, and the full product opens once the Academy library and the personalisation engine are finished